Bills, bills, bills

Yes that’s right you have graduated and moved out and now what? Mom and Dad have stopped flushing money into your account for various bills. All of a sudden you find yourself having to pay for you rent, apartment, cable, Internet, water & electricity. This can be pretty stressful the first few months because if you are like me you are having to learn to budget your money in a whole new way. Financing money can be very tricky and messy, but there are many resources that have been created lately that are making this a much simpler process. Most of these resource can be found online and just like your online banking system can make the whole process a lot easier and less stressful. I have to give credit to my Dad for some of these because he is constantly emailing me these sites (probably so I will stop calling and asking him for financial advice) but here are some that seem to be quite helpful:

The Mint– free personal finance software, money management, budget planner and tools or online financial planning. This is great because it is so simple to use which I like, it also can make financial predictions in turn saving you money!

Buxfer–is also tracks your money for free, but it goes above and beyond syncing with your bank accounts and even your amazon payments, this is a great tool because you can also access it from your phone or blackberry for when you are on the go.

expensr– is a neat tool because it also comes with a community of people that are also using the tool and you can contact them to ask questions. Most importantly it lets you see charts and graphs of exactly where your money is going and categorizes you and lets you see others who make the same amount and how they are balancing their money.

So start using these programs and you will soon see more money sitting in your account so that you can take the most advantage of your weekends and save for the future!

Tags: banks, bills, loans, money, spending